/* Mister Money Bags — site v2 */
:root {
  --ink: #0f172a;
  --ink-2: #1e293b;
  --muted: #475569;
  --line: #e2e8f0;
  --paper: #ffffff;
  --wash: #f8fafc;
  --gold: #c9a227;
  --gold-dk: #a8841a;
  --gold-lt: #f5e6b0;
  --ok: #166534;
  --focus: #2563eb;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
  --max: 1100px;
  --bar-h: 64px;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  padding-bottom: calc(var(--bar-h) + env(safe-area-inset-bottom, 0px));
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold-dk); }
a:hover { color: var(--ink); }
p { margin: 0 0 1rem; }
h1, h2, h3 { line-height: 1.2; margin: 0 0 0.75rem; letter-spacing: -0.02em; }
h1 { font-size: clamp(1.85rem, 5vw, 3rem); }
h2 { font-size: clamp(1.45rem, 3.5vw, 2rem); }
h3 { font-size: 1.1rem; margin-bottom: 0.35rem; }
ul { padding-left: 1.15rem; }
.skip {
  position: absolute; left: -9999px; top: auto;
  background: var(--gold); color: var(--ink); padding: 0.6rem 1rem; z-index: 100;
}
.skip:focus { left: 1rem; top: 1rem; }

.wrap {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 40;
  background: rgba(15, 23, 42, 0.96);
  color: #fff;
  backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.site-header .wrap {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; min-height: 64px; padding-block: 0.5rem;
}
.brand {
  display: flex; align-items: center; gap: 0.65rem;
  color: #fff; text-decoration: none; font-weight: 700; font-size: 1.05rem;
}
.brand img {
  width: 40px; height: 40px; border-radius: 50%;
  object-fit: cover; background: #fff;
}
.nav {
  display: none; gap: 1.1rem; list-style: none; margin: 0; padding: 0;
}
.nav a {
  color: rgba(255,255,255,0.82); text-decoration: none; font-size: 0.95rem; font-weight: 500;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold-lt); }
.header-call {
  display: inline-flex; align-items: center; gap: 0.4rem;
  background: var(--gold); color: var(--ink) !important;
  font-weight: 700; text-decoration: none;
  padding: 0.55rem 0.9rem; border-radius: 999px; font-size: 0.95rem;
  white-space: nowrap;
}
.header-call:hover { background: var(--gold-lt); color: var(--ink) !important; }

@media (min-width: 880px) {
  .nav { display: flex; }
}

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.45rem;
  background: var(--gold); color: var(--ink);
  font-weight: 700; text-decoration: none; border: 2px solid var(--gold);
  padding: 0.9rem 1.25rem; border-radius: 999px;
  font-size: 1.05rem; line-height: 1.2; cursor: pointer;
  transition: background 0.15s ease, transform 0.15s ease;
}
.btn:hover { background: var(--gold-lt); border-color: var(--gold-lt); color: var(--ink); }
.btn:focus-visible, .header-call:focus-visible, a:focus-visible, button:focus-visible, summary:focus-visible, input:focus-visible, textarea:focus-visible {
  outline: 3px solid var(--focus); outline-offset: 2px;
}
.btn-ghost {
  background: transparent; color: #fff; border-color: rgba(255,255,255,0.55);
}
.btn-ghost:hover { background: rgba(255,255,255,0.1); color: #fff; border-color: #fff; }
.btn-outline {
  background: transparent; color: var(--ink); border-color: var(--ink);
}
.btn-outline:hover { background: var(--ink); color: #fff; }
.btn-block { width: 100%; }
.cta-row {
  display: flex; flex-wrap: wrap; gap: 0.75rem; margin: 1.25rem 0 0.75rem;
}

/* Hero */
.hero {
  background:
    radial-gradient(ellipse 80% 60% at 80% 0%, rgba(201,162,39,0.18), transparent 55%),
    linear-gradient(160deg, #0b1220 0%, #1e293b 55%, #0f172a 100%);
  color: #fff;
  padding: 2.25rem 0 2.75rem;
}
.hero-grid {
  display: grid; gap: 2rem; align-items: center;
}
@media (min-width: 800px) {
  .hero-grid { grid-template-columns: 1.15fr 0.85fr; gap: 2.5rem; }
  .hero { padding: 3.25rem 0 3.75rem; }
}
.eyebrow {
  display: inline-flex; align-items: center; gap: 0.45rem;
  font-size: 0.85rem; font-weight: 650; letter-spacing: 0.04em;
  text-transform: uppercase; color: var(--gold-lt); margin-bottom: 0.85rem;
}
.hero h1 { color: #fff; margin-bottom: 0.85rem; }
.hero .lede {
  font-size: clamp(1.05rem, 2.2vw, 1.25rem);
  color: rgba(255,255,255,0.88); max-width: 36rem; margin-bottom: 0.25rem;
}
.phone-line {
  display: block; margin-top: 0.35rem;
  color: rgba(255,255,255,0.75); font-size: 0.98rem;
}
.phone-line a { color: var(--gold-lt); font-weight: 700; text-decoration: none; }
.phone-line a:hover { text-decoration: underline; }

.hero-photo {
  justify-self: center; text-align: center; max-width: 320px; width: 100%;
}
.hero-photo img {
  width: 100%; aspect-ratio: 1; object-fit: cover; object-position: center 18%;
  border-radius: 22px; border: 3px solid rgba(201,162,39,0.55);
  box-shadow: 0 20px 50px rgba(0,0,0,0.35);
}
.hero-photo figcaption {
  margin-top: 0.75rem; color: rgba(255,255,255,0.8); font-size: 0.95rem;
}
.hero-photo strong { color: #fff; display: block; font-size: 1.05rem; }

/* Trust strip */
.trust {
  background: var(--wash); border-bottom: 1px solid var(--line);
  padding: 1.1rem 0;
}
.trust ul {
  list-style: none; margin: 0; padding: 0;
  display: grid; gap: 0.75rem;
  grid-template-columns: 1fr 1fr;
}
@media (min-width: 720px) {
  .trust ul { grid-template-columns: repeat(4, 1fr); gap: 1rem; }
}
.trust li {
  display: flex; gap: 0.55rem; align-items: flex-start;
  font-size: 0.95rem; font-weight: 600; color: var(--ink-2);
}
.trust .mark {
  flex: 0 0 auto; width: 1.35rem; height: 1.35rem; border-radius: 50%;
  background: var(--gold-lt); color: var(--ink);
  display: grid; place-items: center; font-size: 0.75rem; font-weight: 800;
  margin-top: 0.1rem;
}

/* Sections */
.section { padding: 3rem 0; }
.section.alt { background: var(--wash); }
.section .intro {
  color: var(--muted); max-width: 40rem; margin-bottom: 1.5rem; font-size: 1.05rem;
}
.section-head { margin-bottom: 1.75rem; }

/* Steps */
.steps {
  list-style: none; margin: 0; padding: 0;
  display: grid; gap: 1rem;
}
@media (min-width: 800px) {
  .steps { grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
}
.step {
  background: var(--paper); border: 1px solid var(--line);
  border-radius: var(--radius); padding: 1.35rem 1.25rem;
  box-shadow: var(--shadow); height: 100%;
}
.step-num {
  display: inline-grid; place-items: center;
  width: 2rem; height: 2rem; border-radius: 50%;
  background: var(--ink); color: var(--gold-lt);
  font-weight: 800; font-size: 0.95rem; margin-bottom: 0.85rem;
}
.step p { color: var(--muted); margin: 0; font-size: 0.98rem; }

/* Buy grid */
.buy-grid {
  list-style: none; margin: 0; padding: 0;
  display: grid; gap: 0.75rem;
  grid-template-columns: 1fr 1fr;
}
@media (min-width: 700px) {
  .buy-grid { grid-template-columns: repeat(3, 1fr); gap: 1rem; }
}
.buy-grid li {
  background: var(--paper); border: 1px solid var(--line);
  border-radius: 12px; padding: 1rem 1rem 1rem 1.1rem;
  font-weight: 650; color: var(--ink-2);
  display: flex; align-items: center; gap: 0.65rem;
  min-height: 3.5rem;
}
.buy-grid .ico {
  width: 2.1rem; height: 2.1rem; border-radius: 10px;
  background: var(--wash); border: 1px solid var(--line);
  display: grid; place-items: center; font-size: 1.05rem; flex: 0 0 auto;
}

/* About */
.about-grid {
  display: grid; gap: 1.75rem; align-items: center;
}
@media (min-width: 800px) {
  .about-grid { grid-template-columns: 280px 1fr; gap: 2.5rem; }
}
.about-photo {
  width: 100%; max-width: 280px; margin-inline: auto;
  aspect-ratio: 1; object-fit: cover; object-position: center 18%;
  border-radius: 18px; box-shadow: var(--shadow);
}
.about-grid p { color: var(--muted); font-size: 1.05rem; }
.about-grid p strong { color: var(--ink); }

/* Area */
.towns {
  display: flex; flex-wrap: wrap; gap: 0.5rem; margin: 1rem 0 0; padding: 0; list-style: none;
}
.towns li {
  background: var(--paper); border: 1px solid var(--line);
  border-radius: 999px; padding: 0.4rem 0.85rem;
  font-size: 0.92rem; font-weight: 600; color: var(--ink-2);
}

/* FAQ */
details {
  background: var(--paper); border: 1px solid var(--line);
  border-radius: 12px; padding: 0.95rem 1.1rem; margin-bottom: 0.65rem;
}
details[open] { border-color: #cbd5e1; }
summary {
  cursor: pointer; font-weight: 700; color: var(--ink);
  list-style: none; display: flex; justify-content: space-between; gap: 1rem;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--gold-dk); font-weight: 800; }
details[open] summary::after { content: "–"; }
details p { margin: 0.75rem 0 0.15rem; color: var(--muted); }

/* Contact / form */
.contact-grid {
  display: grid; gap: 1.75rem;
}
@media (min-width: 860px) {
  .contact-grid { grid-template-columns: 1fr 1.1fr; gap: 2.5rem; align-items: start; }
}
.panel {
  background: var(--paper); border: 1px solid var(--line);
  border-radius: var(--radius); padding: 1.4rem 1.35rem;
  box-shadow: var(--shadow);
}
.panel h3 { margin-bottom: 0.5rem; }
.panel p { color: var(--muted); }
.big-phone {
  display: block; font-size: clamp(1.5rem, 4vw, 2rem);
  font-weight: 800; color: var(--ink); text-decoration: none; margin: 0.5rem 0 1rem;
  letter-spacing: -0.02em;
}
.big-phone:hover { color: var(--gold-dk); }

form label {
  display: block; font-weight: 650; font-size: 0.92rem; margin: 0.85rem 0 0.35rem;
}
form label:first-of-type { margin-top: 0; }
input, textarea {
  width: 100%; font: inherit; color: var(--ink);
  border: 1px solid #cbd5e1; border-radius: 10px;
  padding: 0.75rem 0.85rem; background: #fff;
}
input:hover, textarea:hover { border-color: #94a3b8; }
.form-note { font-size: 0.85rem; color: var(--muted); margin: 0.85rem 0 1rem; }
.hp { position: absolute; left: -9999px; height: 0; overflow: hidden; }

/* Final CTA */
.final {
  background: linear-gradient(160deg, #0b1220, #1e293b);
  color: #fff; text-align: center; padding: 3.25rem 0;
}
.final h2 { color: #fff; }
.final p { color: rgba(255,255,255,0.85); max-width: 34rem; margin-inline: auto; }
.final .cta-row { justify-content: center; }
.final .phone-line { color: rgba(255,255,255,0.7); }

/* Footer */
.site-footer {
  background: #0b1220; color: rgba(255,255,255,0.75);
  padding: 2.5rem 0 calc(1.5rem + env(safe-area-inset-bottom, 0px));
  font-size: 0.95rem;
}
.site-footer a { color: var(--gold-lt); text-decoration: none; }
.site-footer a:hover { text-decoration: underline; }
.foot-grid {
  display: grid; gap: 1.75rem; margin-bottom: 1.75rem;
}
@media (min-width: 720px) {
  .foot-grid { grid-template-columns: 1.4fr 1fr 1fr; }
}
.site-footer strong { color: #fff; display: block; margin-bottom: 0.45rem; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin: 0.3rem 0; }
.legal {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 1rem; font-size: 0.85rem; color: rgba(255,255,255,0.55);
}

/* Mobile sticky bar */
.call-bar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 50;
  display: grid; grid-template-columns: 1.2fr 1fr;
  background: #0b1220; border-top: 1px solid rgba(255,255,255,0.12);
  padding: 0.55rem 0.65rem calc(0.55rem + env(safe-area-inset-bottom, 0px));
  gap: 0.5rem;
}
.call-bar a {
  display: flex; align-items: center; justify-content: center; gap: 0.35rem;
  text-decoration: none; font-weight: 800; border-radius: 12px;
  padding: 0.85rem 0.5rem; font-size: 1rem;
}
.call-bar .call {
  background: var(--gold); color: var(--ink);
}
.call-bar .text {
  background: rgba(255,255,255,0.08); color: #fff;
  border: 1px solid rgba(255,255,255,0.18);
}
@media (min-width: 880px) {
  .call-bar { display: none; }
  body { padding-bottom: 0; }
}

/* Simple interior pages */
.page-hero {
  background: var(--ink); color: #fff; padding: 2.5rem 0 2rem;
}
.page-hero h1 { color: #fff; }
.page-hero p { color: rgba(255,255,255,0.8); max-width: 40rem; }
.prose { max-width: 42rem; }
.prose h2 { margin-top: 2rem; }
.prose p, .prose li { color: var(--muted); }